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Andy Choi

Administrative Assistant

andyc@pcfsonline.com

Contact

The Pacific Center for Financial Services

Office: 925-838-7700

Toll-Free: 800-545-9898

Fax: 925-838-7499

2000 Crow Canyon Place

Suite 430

San Ramon, CA 94583

info@pcfsonline.com

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The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker - dealer, state - or SEC - registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

Registered Representative of and securities and investment advisory services offered through Cetera Advisor Networks LLC (doing insurance business in CA as CFGAN Insurance Agency), member FINRA, SIPC, a broker/dealer and registered investment adviser. Additional investment advisory services offered through The Pacific Center for Financial Services (&#8220;PCFS&#8221;), a registered investment adviser. Cetera is under separate ownership from any other named entity. CA Insurance License# 0688002.

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PCFS is a federal registered investment adviser. PCFS may only transact business or render personalized investment advice in those states and international jurisdictions where we are notice filed or otherwise excluded or exempted from registration requirements. PCFS is notice filed in the following states: Arizona, California, Florida, Nevada, New Hampshire, Oregon, Texas.

Any communications with prospective clients residing in states or international jurisdictions where this firm and its representatives are not registered or licensed shall be limited so as not to trigger registration or licensing requirements. Nothing on this web site should be construed as personalized investment advice, which can only be provided in one-on-one communications.

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Individuals affiliated with this broker/dealer firm are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.